Email:                                     Phone: +2348034476171

About Loan

Nuggets Microfinance Bank Nigeria offers entrepreneurs the opportunity to easily access loans in a quick, transparent and efficient environment.

Our expertise and international standards assure our clients quality service and delivery. Loans currently range from N50,000 – N499,000; maximum maturity is 6 months; for larger loan sizes, please visit the SME section.

We have an efficient Micro Sector Team that facilitates the provision of services that address some essential service needs of the Micro Banking Sector.

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Apply for loan


Minimum requirements for a loan

The tenure shall be between 30-365 days & insured if need be
Loan facilities between N50,000-N499,000.
Stock hypothecation to be taken
Cheque to be taken from either one of customer or guarantor for loan between N50,000-N200,000.
Customer and guarantors to provide cheques for loan amount between N201,000-N499,000
10%-15% Guarantee fund.
4% interest rate
Fees of 3.5%
Tenor 180 days maximum


Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a debt consolidation loan.

Maximum age of applicant at loan maturity: 60 years
Minimum Net Monthly Income: ₦20,000.
Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

To Qualify for a loan, you must be:

⇒ Be between 25 – 59 years old
⇒ Have a verifiable source of income
⇒ Live and / or work in cities where we operate
⇒ Have a savings or current bank account with any commercial bank

Click on the link below to apply for loan online.

Loan Application Form

You can get up to N5Million for 12 months.

Your loan process can be completed in 48 hours provided all documents are valid and presented on application.

You Need Your:
1. Bank Statement
2. A Government issued ID card
3. Utility bill (optional)

Based on the documents provided by you, you do not meet the full requirements to access a loan.

Our maximum loan repayment tenure is 12 months.

Once your application is approved, you will receive funds within 24-48 hours.

You must be over 25 years and have a regular source of income to apply for a loan.

Cash Deposit or Transfer into any of these designated accounts:
Cheques: The cheques deposited as part of your loan documentation will be presented to your bank on your due date. Please make sure you have enough funds to cover repayment.

Get a Loan

Now apply for a Loan online, All you need to do is provide your details below application form.

    [calculator amount_tx="Loan Amount is" amount="30000" range_amount="100000,5000000"]

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