Email:                                     Phone: +2348034476171

About Loan

Nuggets Microfinance Bank Nigeria offers entrepreneurs the opportunity to easily access loans in a quick, transparent and efficient environment.

This is a product targeted at businessmen and women from all sectors of the economy. This loan is geared towards working capital enhancement, to raise finances towards expected receivables or for the execution of jobs.

The facility is extended to economically active individuals, Small & Medium scale entrepreneurs for business expansion.

Our operation is backed by the financial and efficient correspondence banking services provided by our bankers.

Apply for loan


Minimum requirements for a loan

The tenure shall be between 30-365 days & insured if need be
Loan amount between N500,000 – N20m
Interest rate 4%.
Upfront fees of 3.5%
Tenure between 60-180 days.
Securities: (Motor vehicle/ C of O of any landed property/ Stock hypothecation) Validity.
Bank statement
Financial statement (for corporate customers)
Customers for LPO finance (LPO will be confirmed and domiciliation of payment will be pursued if possible)
LPO financing with principal payment backend the interest rate is 5% flat


Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a debt consolidation loan.

Maximum age of applicant at loan maturity: 60 years
Minimum Net Monthly Income: ₦20,000.
Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

To Qualify for a loan, you must be:

⇒ Be between 25 – 59 years old
⇒ Have a verifiable source of income
⇒ Live and / or work in cities where we operate
⇒ Have a savings or current bank account with any commercial bank

Click on the link below to apply for loan online.

Loan Application Form

You can get up to N5Million for 12 months.

Your loan process can be completed in 48 hours provided all documents are valid and presented on application.

You Need Your:
1. Bank Statement
2. A Government issued ID card
3. Utility bill (optional)

Based on the documents provided by you, you do not meet the full requirements to access a loan.

Our maximum loan repayment tenure is 12 months.

Once your application is approved, you will receive funds within 24-48 hours.

You must be over 25 years and have a regular source of income to apply for a loan.

Cash Deposit or Transfer into any of these designated accounts:
Cheques: The cheques deposited as part of your loan documentation will be presented to your bank on your due date. Please make sure you have enough funds to cover repayment.

Get a Loan

Now apply for a Loan online, All you need to do is provide your details below application form.

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