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A flexible savings account that supports your savings goals.

Target Savings Account is a high interest bearing account that encourages financial discipline through savings. This product is designed to enable micro-clients save towards specific projects or events with ease.



  • N1,000 Opening Balance
  • Flexible operating conditions apply – daily and weekly
  • SMS, COT and maintenance charge not applicable
  • N100 passbook charge applicable
  • Interest rate is 8% per annum


Whatever your financial goal is, the Target Savings Account can help you achieve it. Whether it’s a Wedding, Holiday, New Car, Higher Education, School Bills, House/Shop Rentals, House Warming, Graduation, etc).

Open An Account

What Do I Need To Open An Account?

  • Scanned copy of passport photograph
  • Scanned copy of signature
  • Scanned copy of ID.Card.

If opening an account for a minor (0 – 15 years), a scanned copy of child’s birth certificate and passport photograph will be required.

Account Features

  • Zero minimum operating balance
  • Attractive and highly competitive interest rate
  • Free access to secure mobile and internet banking
  • Debit card that can be used anywhere around the world
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